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There are numerous myths, rules of thumb, traditions and other shortcuts surrounding retirement planning. Fallacies and poor assumptions are behind many of them. Using the shortcuts…

For much of our life, school systems and workplaces teach us the next steps. We learn in elementary school the skills needed in middle school to…

University of Southern California professor and storytelling sage Robert McKee said this about character: “True character is revealed in the choices a human being makes under…

Ray Dalio, billionaire founder of Bridgewater Associates, once warned that if America didn’t address its widening wealth gap, the rich might soon face mobs with pitchforks.…

The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO.…

Mortgage rates spiked this week, mortgage buyer Freddie Mac said Thursday, as President Donald Trump’s tariffs led to instability in the bond market. Freddie Mac’s latest…

Last year I reported on actions the previous administration was taking to make Medicare Advantage plans less attractive to beneficiaries and the consequences of those actions.…

Married student loan borrowers on income-driven repayment (IDRs) appeared to no longer have to worry about the possibility of an increase in the size of their…

An investment market decline can create financial opportunities for alert investors, whether the decline is short and sharp or long and drawn out. Market declines can…

A federal judge threw out a U.S. Consumer Financial Protection Bureau (CFPB) rule Tuesday that capped all credit card late fees at $8.  U.S. District Judge…