The resumption of student-loan payments: Missing even one installment can seriously damage your credit score

More than three years after the payment freeze, the restart of student loan bills is going to be a significant event for borrowers’ budgets — and for their credit scores.

Missing the first payment could eventually result in a double-digit ding while an on-time first payment could be a single-digit bump, according to the consumer credit score company VantageScore.

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